Terms of Service
Last Updated: January 2026
1. Acceptance of Terms
By accessing or using DIY Toolkit (accessible at https://toolkit.diy), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our utilities or services.
2. Client-Side Architecture & Data Privacy
DIY Toolkit operates on a 100% client-side execution model. All text processing, financial calculations, image conversions, PDF modifications, and code formatting occur locally within your browser runtime environment. We do not transmit, collect, or store your input data, documents, or calculated results on external servers.
3. Informational, Educational & Entertainment Disclaimer
All tools, calculators, estimators, and utilities provided on DIY Toolkit (including financial calculators, mortgage payoff schedules, take-home tax estimators, word solvers, and numerology calculators) are for general informational, educational, and entertainment purposes only.
Financial Tools: Calculations do not constitute formal financial, investment, tax, or legal advice. Real-world financial figures, tax brackets, and mortgage interest rates fluctuate based on location, lender terms, and changing tax laws. You should consult a licensed financial advisor, CPA, or attorney for individual decisions.
Numerology & Symbolic Tools: Numerology calculations, life path interpretations, lucky number generators, and relationship compatibility scores represent traditional symbolic belief systems and are provided purely for entertainment, self-reflection, and personal exploration. They are not scientifically validated methods and should not be used as factual guidance for major personal, financial, medical, or life decisions.
4. Disclaimer of Warranties
DIY Toolkit is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.
5. Limitation of Liability
In no event shall DIY Toolkit, its creator, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of (or inability to access or use) the website or any tools provided herein.
6. Third-Party Advertising & Cookies
We may display third-party advertisements (such as Google AdSense) on our website. Third-party vendors use cookies to serve ads based on prior user visits. You may opt out of personalized advertising by visiting Google's Ads Settings.
7. Contact Us
If you have any questions about these Terms of Service, please contact us at:
Email: pulkit.gemini@gmail.com